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The Belle Homes Q3 2026 Dubai Market Snapshot is now available · Read the report

Buy vs Rent calculator

Should you buy or keep renting?

Compare the true cost of owning versus renting in Dubai — including upfront fees, mortgage, service charges and potential capital growth.

Purchase price
Annual rent for a similar home
Years you plan to stay
Expected annual price growth

Assumes 20% deposit, 25-year mortgage at 3.99%, DLD and agency fees, 1.2% annual service charges and 4% annual rent increases. Illustrative only.

The verdict

Net cost of buying
Total cost of renting
Equity you'd own at the end
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